Privacy Policy

The Gramm-Leach-Bliley Act (GBLA) generally prohibits any financial institution, directly or through its affiliates, from sharing non-public information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GBLA, we are providing you with this documentation, which notifies you of the privacy policies and practices of The Crichton Group

The Crichton Groups sole purpose in disclosing non-public information is to service our clients in the placement of insurance, servicing policies, in the handling of claims or other related insurance issues. Third party non-affiliated entities we do business with include insurance companies and managing general agencies which provide our clients with insurance products.

OUR PRIVACY POLICIES AND PRACTICES

1. Information we collect:

We collect non-public personal information about you from the following sources:

Information we receive from you on applications or other forms, or policy change information.

Information about your transactions with us, our affiliates or others.

Information we receive from consumer-reporting agency.

Information we receive from a medical information bureau.

2. Information we may disclose to third parties:

We may disclose all of the information we collect, as described above, about our customers or former customers, to companies that perform services on our behalf for you. We also may disclose information about our customers or former customers as permitted or required by law.

3. Non-affiliated third parties to whom disclosures may be made:

We may disclose non-public personal information about you, such as we have described above, to non-affiliated third parties that perform services or processing of a financial/insurance product or service, in order to maintain or service our clients accounts.

4. Our practices regarding information confidentiality and security:

We restrict access to non-public personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and organization safeguards to protect information about you.